Terms of Use

Effective Date: September 9, 2026

Contact Email: admin@fenikfx.com

Welcome to FENIKFX (“we,” “our,” or “us”). By accessing or using our website located at https://fenikfx.com and its subdomains (collectively, the “Site”), you agree to comply with and be bound by the following Terms of Use (“Terms”). Please read these Terms carefully before using our services and calculators.

If you do not agree to all of these Terms, you are prohibited from accessing or using the Site.

1. Acceptance of Terms

By accessing or using FENIKFX, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the Site.

2. Description of Service & Operational Disclaimer

FENIKFX provides interactive business decision engines, financial calculators, pricing estimators, and educational tools designed for freelancers, agencies, and digital creators.

Educational & Informational Purposes Only: All output, estimates, projections, calculations, and recommendations generated by FENIKFX tools are for informational and planning purposes only.
No Financial, Legal, or Accounting Advice: Content and tool outputs on FENIKFX do not constitute formal financial, tax, legal, or professional accounting advice. Users should consult with a certified tax professional, CPA, or legal counsel before making binding business decisions.
Accuracy Disclaimer: While we strive for accuracy, FENIKFX makes no guarantees or warranties regarding the accuracy, completeness, or applicability of any calculated projections or estimates.

3. Client-Side Data & User Inputs

FENIKFX operates with a strict client-side privacy architecture.

Local Processing: All calculations and data inputs entered into our decision engines occur locally within your web browser.
Zero Storage: We do not store, log, or transmit your financial inputs, client numbers, or operational data on our servers. You retain full ownership and control of all information you input into our calculators.

4. Intellectual Property Rights

Unless otherwise indicated, the Site, its underlying software, algorithms, calculator code, design templates, trademarks, logos, text, and graphics are the proprietary property of FENIKFX and are protected by applicable copyright, trademark, and intellectual property laws.

Permitted Use: You are granted a limited, non-exclusive, non-transferable license to access and use FENIKFX for personal or internal business operations.
Restrictions: You may not reproduce, duplicate, copy, sell, reverse engineer, scrape, or exploit any portion of the Site or its underlying calculators without prior written permission from FENIKFX.

5. Third-Party Links & Advertisements

The Site may contain links to third-party websites, services, or display advertisements (including Google AdSense).

FENIKFX has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
Interactions with advertisers or third-party links found on FENIKFX are solely between you and the third party.

6. Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall FENIKFX, its owner, affiliates, or partners be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to:

Your use of, or inability to use, the Site or its decision engines.
Any errors, inaccuracies, or omissions in tool outputs or calculations.
Any financial loss, unbilled work, scope creep, or business disruption resulting from decisions made using our tools.

7. Prohibited User Activities

When using FENIKFX, you agree not to:

Attempt to interfere with, compromise, or disrupt the integrity or security of the Site.
Use automated scripts, bots, or scrapers to extract data or calculator tools from the Site.
Use the Site for any illegal purpose or in violation of local, national, or international laws.

8. Changes to Terms

We reserve the right to update, modify, or replace these Terms at any time without prior notice. Any changes will be posted on this page with an updated “Effective Date.” Your continued use of the Site following any changes signifies your acceptance of the revised Terms.

9. Contact Us

If you have any questions or concerns regarding these Terms of Use, please reach out to us:

Email: admin@fenikfx.com